Home/ Financial Access & Payment Plans
Financial Access

Payment Options for
Toriven™ Services

Payment options available for Toriven™ services. Services are provided within agreed financial arrangements established prior to care. All financial decisions remain with the patient.

📄

Insurance & Reimbursement: Coverage and reimbursement decisions are made solely by your insurer. Toriven Health Inc. makes no guarantee that any portion of services will be approved, reimbursed, or covered under any insurance plan. Clients are responsible for confirming their own coverage before booking. Toriven™ provides detailed receipts after every session for submission to your insurer.

Your Financial Decisions Are Yours Alone

Toriven™ provides clinical services — not financial advice. All services are recommended based on clinical need. Payment options do not influence clinical recommendations. Services are provided within agreed financial arrangements established prior to care. When, whether, and how you finance those arrangements is entirely your decision. We are not a lender, we do not participate in financing arrangements, and we have no role in your loan agreement with any third-party lender. We are not responsible for the costs, terms, or outcomes of any financing product you choose. If you are considering a payment plan, we encourage you to read the lender's terms carefully and seek independent financial advice if needed.

What Toriven™ Offers

Clinical Guidance — That Is Our Role

Our team can help you understand what clinical services may be appropriate for your situation. That is the full extent of our role. We do not advise on whether to pursue financing, which lender to choose, or when to apply.

Free Intake Call No cost

Speak with our Care Coordinator to understand which services may be relevant to your situation, what the process involves, and what the costs are. No commitment required.

Paid Clinical Consultation Optional

If you want a deeper clinical picture before making any decision — financial or otherwise — a paid initial consultation with one of our clinicians is available. This is your choice to make.

Payment Plan Referrals

We maintain a list of independent third-party lenders who offer payment plans for health services. If you choose to use one, we provide a referral. The rest is between you and the lender.

Direct Insurance Billing

We direct bill most major Ontario private insurers where you have authorized us to do so. Any approved amount is refunded to your original payment method after your claim is processed.

You are welcome to apply for a payment plan at any time — before, during, or after speaking with our team. There is no requirement to meet with us first. That timing is your decision.
Buy Now, Pay Later

Third-Party Payment Plans

Payment plan options are available for eligible services through independent third-party lenders. These are financial products offered by lenders with no affiliation to Toriven™.

How it works: If you choose a payment plan, our team provides a referral to our approved lender list. You select a lender and apply directly. If approved, the lender transfers the service amount to Toriven™ and your appointment is confirmed. All repayment obligations, interest, and terms are between you and your lender exclusively. Toriven™ has no role in your loan, your repayment schedule, or any dispute with your lender.

Financing timelines are outside Toriven™’s control. Financing applications are handled entirely by third-party providers. Approval timelines, decisions, and terms are outside our control. Care decisions are not delayed or guaranteed based on financing status. Patients remain responsible for securing payment prior to services, regardless of the status of any financing application.
Toriven™ is not a lender and does not provide financial advice. We are not responsible for the cost, terms, interest, or any outcome of any financing product you choose. Read all lender terms carefully before applying. Seek independent financial advice if needed.
Care decisions are independent of financing. Clinical care decisions are independent of financing approval and are not delayed or guaranteed based on financing status. If a financing application is pending, denied, or delayed, your payment obligation to Toriven™ remains unchanged.

Illustrative Monthly Estimates

Based on a 36-month plan. For illustration only — actual terms, rates, and payments are set by the lender.

Assessment / Service Fee Range ~Monthly (12 months) ~Monthly (36 months)
Neuropsychological Battery$10,000 – $14,000~$833 – $1,167~$278 – $389
Complex Multi-Domain Assessment (4-domain)$10,500 – $13,500~$875 – $1,125~$292 – $375
Full 4-Domain Assessment (ASD + ADHD + LD + MH)$7,500 – $10,500~$625 – $875~$208 – $292
ADHD + Mental Health Integrated$6,000 – $8,500~$500 – $708~$167 – $236
ASD + Co-occurring Assessment$6,500 – $9,500~$542 – $792~$181 – $264
Complex Trauma (C-PTSD) Assessment$5,500 – $8,000~$458 – $667~$153 – $222
ASD Detailed Profile$3,500 – $5,000~$292 – $417~$97 – $139
Full ASD Diagnostic (Core)$1,800N/A (<$3,000)N/A (<$3,000)
Full Psychoeducational Assessment$3,200 – $4,200~$267 – $350~$89 – $117
In-Depth PTSD Evaluation$3,500 – $5,000~$292 – $417~$97 – $139
Full ADHD Diagnostic$2,800 – $3,800~$233 – $317~$78 – $106
Complex Learning + Cognitive Assessment$4,500 – $6,500~$375 – $542~$125 – $181

Estimates for illustration only. Actual interest rates, fees, approval, and repayment terms are determined solely by the lender at the time of application. HST may apply where applicable. Toriven™ does not provide financial advice and makes no representation about lender terms.

Available Lenders

🇨🇦 Canadian Healthcare Financing

Built for Canadian medical and allied health services.

  • Terms of 6, 12, 24, and 36 months
  • Online application (~10 minutes)
  • Credit and approval terms confirmed directly with lender

Digital Payment Plan

Fully digital application process.

  • Apply in minutes from any device
  • Flexible monthly options
  • Your financial details are not shared with Toriven™
Reference to any lender does not constitute an endorsement, recommendation, or guarantee. Approval decisions, processing times, and all terms are determined solely by the lender. Toriven™ has no influence over lending decisions and is not responsible for any outcome of a financing arrangement.

Full Disclaimer — Please Read

Toriven™ is not a lender, broker, or financial advisor. Nothing on this page constitutes financial advice. All information is provided for general informational purposes only.

Financial decisions are yours. Whether you apply for a payment plan, when you apply, and which lender you choose are decisions that rest entirely with you. Toriven™ has no role in those decisions and accepts no responsibility for the cost, terms, suitability, or outcome of any financing product you choose.

Toriven™ is not involved in financing approval or denial decisions and is not responsible for outcomes, delays, or terms set by financing providers. A financing application being pending, denied, or delayed does not affect your payment obligation to Toriven™ for services booked.

Our clinicians provide clinical guidance only. A clinician can help you understand what care may be appropriate for your situation. They do not advise on financing, and their clinical recommendations are independent of any financial arrangement you make.

Payment plan options are available for Ontario residents only and are subject to lender eligibility requirements. Toriven™ does not guarantee approval or availability of any payment plan.

All services are provided under agreed payment arrangements confirmed prior to care. Access to payment plan information on this page does not constitute a guarantee of care, financing, or service availability.

All financial terms are governed by the Patient Service Agreement (PSA) provided prior to care. Full payment obligations, cancellation terms, insurance conditions, and refund policies are set out in the PSA. Patients are responsible for the accuracy of all information provided for billing and insurance purposes. Nothing on this page supersedes or modifies the PSA.

Want to Understand Your Care Options First?

Our Care Coordinator can walk you through what services may be relevant to your situation and what the process looks like — at no cost and no obligation.

Book a Free Intake Call

No referral needed  ·  No obligation  ·  Your financial decisions remain your own